PRIVACY POLICY – FAIRPAY

Effective Date: December 2025

FairPay Technologies LLC (“FairPay”, “we”, “us”, or “our”) values your privacy.
This Privacy Policy explains how we collect, use, and protect your information when you use the FairPay mobile application.

1. INFORMATION WE COLLECT

We may collect the following types of information:

a) Account Information

• Email address (for registered users)
  
• User ID generated by our authentication provider
  

b) Usage & App Data

• Groups you create or join
  
• Payment participation status
  
• App interactions and feature usage
  

c) Guest Usage

FairPay may allow limited use without creating an account (“Guest Mode”).

• Guest data may be stored locally on your device
  
• Guest data may be lost if the app is deleted or reinstalled
  

2. PAYMENTS & FINANCIAL DATA

FairPay does not store or process payment card or bank information.

All payments are handled securely by Stripe, a third-party payment processor.
Stripe may collect and process personal and financial data according to their own Privacy Policy.

FairPay does not have access to your full payment details.

3. HOW WE USE YOUR INFORMATION

We use your information to:

• Operate and maintain the app
  
• Enable group payments and tracking
  
• Improve app functionality and user experience
  
• Provide customer support
  
• Ensure security and prevent misuse
  

4. DATA SHARING

We do not sell your personal data.

We may share data only:

• With service providers (such as Stripe) to provide core functionality
  
• If required by law or legal process
  
• To protect FairPay, our users, or the public
  

5. DATA STORAGE & SECURITY

We implement reasonable security measures to protect your data.
However, no system is 100% secure, and we cannot guarantee absolute security.

6. USER RESPONSIBILITY

You are responsible for:

• Keeping your account credentials secure
  
• Ensuring the accuracy of information you provide
  
• Managing your participation in groups responsibly
  

7. DATA RETENTION

We retain user data only as long as necessary to:

• Provide the service
  
• Comply with legal obligations
  
• Resolve disputes
  

Guest data stored locally may be removed at any time by clearing app data or uninstalling the app.

8. YOUR RIGHTS

Depending on your location, you may have the right to:

• Access your personal data
  
• Request corrections
  
• Request deletion of your data
  

To request data deletion, please contact us at the email below.

9. CHILDREN’S PRIVACY

FairPay is not intended for users under the age of 13.
We do not knowingly collect data from children.

10. CHANGES TO THIS POLICY

We may update this Privacy Policy at any time.
Continued use of the app means acceptance of the updated policy.

11. CONTACT US

For privacy-related questions or data requests:

📧 fairpay.contact.us@gmail.com

By using FairPay, you agree to this Privacy Policy.